Horse riding establishments see public liability insurance costs fall

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The cost of public liability insurance for riding schools has been a growing problem in recent years. However, some court rulings have put a stop to the quickly rising costs and some schools are now even seeing a decrease in price of their insurance.

Initially, public liability insurance costs rose because of an increasing number of high value compensation claims made by people injured while horse riding at schools.

Some equestrian schools saw the price spiral out of control, leaving them unable to afford the cover. Hundreds of school owners across the UK have been forced to hang up their riding hats and close their businesses as a result.

Fortunately, several important cases have gone through the courts and been found in favour of horse riding establishments. These rulings have prompted public liability insurers to offer much more reasonable premiums.

A spokesperson for South Essex Insurance Brokers confirmed: "Premiums have stabilised now and in some cases have gone down a bit.

"[Riding schools] won't have a problem getting a competitive quote these days."

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